CHFinance

CHFinance

Advising & Protecting your Future!

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Secure A Bridging Loan
Fast, Simple, Secure!

Simple Lending, Reliable Support!

Get in Touch & Speak to One of Our Specialists!

Bridging Loans Offer Fast Access to Short-Term Funding
£25,000 to £50 million in Fast Funding (Terms from 1 to 18 Months)
We Work with Lenders Open to All Credit Circumstances
Whole Market Access to Bridging Lenders (Broker-Only Rates)
Specialists discussing options

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We know everyone's circumstances are unique.
We've helped clients across the UK secure bridging loans through broker-only deals and access to specialist lenders.
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Borrow Larger Sums

Bridging loans allow you to access short-term funding by securing the loan against property or other assets.

Lower Monthly Repayments

Bridging loans generally involve interest-only payments during the loan term, with the principal due to be repaid in full at the end of the loan. This allows for flexibility, but the loan must be settled within a short period, often ranging from a few months to a year

Low Interest Rates

Bridging loans generally come with higher interest rates, as they are short-term, higher-risk solutions designed to provide fast access to funding.

Easier Eligibility

Lenders may offer more flexible credit requirements for bridging loans, as the loan is secured against property or assets, reducing the risk for the lender.

Remember!

Failure to repay the loan at the end of the term could result in the repossession or sale of the secured assets, such as property or business assets.

Advisors discussing with clients

Why Choose CHFinance?

We do things differently here!

Our supportive approach during the application process reduces stress for many clients. We provide valuable assistance in completing applications and collecting necessary documents, making the experience smoother and more accessible.

Any Lending Purpose!

Raise capital quickly with our Bridging Loans to meet your purchase needs. Whether you're looking to buy property, acquire a new asset, or finance a development, our flexible short-term financing solutions are designed to suit your personal or business requirements.

Apply Today!

Our eligibility check won't impact your credit score, and our expert team will guide you through every step of the bridging loan process.

GET YOUR QUOTE NOW →

Get your loan in 3 easy steps:

Start your loan comparison journey right now, free of charge.

1. Fill Our Quick Form Online

It takes only 30 seconds, and we’ll connect you instantly.

2. Consult With An Adviser

You will be allocated to the CeMAP qualified advisor that will provide you with advice, and the advisor will calculate your borrowing potential based on your financial circumstances.

3. Select Your Loan

Lastly, when you’re fully comfortable and confident, select the best loan for you. The CeMAP qualified advisor will take care of all the paperwork, ensuring a hassle-free experience.

Get Started Now →

Common Questions

Frequently Asked Questions

No, we will never request payment from you.
No, you are not committed in any way after submitting the application.
Upon receiving your enquiry, your FCA-regulated broker will contact you to assess your requirements in detail. This will include reviewing your financial situation to ensure the bridging loan is suitable and affordable for your business needs.
A soft search will generally be carried out initially upon enquiry which doesn't affect your credit score. You can see this search on your credit report, but it won't be visible to other lenders. A full credit search will be performed when you sign the relevant paperwork/ application forms.
Get in touch with us. We consider all circumstances and can provide assistance.
Yes, bridging loans are an effective solution for individuals or businesses looking to raise capital quickly, for any purpose. An FCA-regulated broker can provide a tailored quote to help you find the most suitable bridging loan for your specific needs.
No, we serve as an introducer, connecting you with an FCA Regulated Broker who gives you the advice and arranges the financing.
The repayment period for bridging loans typically ranges from a few months to 18 months, depending on the lender and your specific requirements. Some lenders may offer longer terms for more complex needs.
You can typically borrow between £25,000 to £50 million with a bridging loan, subject to status. The amount you can secure will depend on factors such as the value of the property or asset used as security, and your proposed exit strategy.
MoneyHelper

The Money Helper is an impartial service set up by the government to help people manage their money. The Money Helper is an impartial service set up by the government to help people manage their money.

To find out more about free debt advice, debt counselling, debt adjustments, and credit information services. Visit https://moneyhelper.org.uk/en

“Excellent service and feedback throughout all the dealings. Quick responses and detailed everything to make it easy to understand and work through.”

Gerard

“This company has demonstrated great care in resolving my financial requirements. Their professionalism and respect for me as their customer have been excellent. I cannot recommend this company enough.”

Pat

“I called this firm to discuss my financial situation and they have been nothing but supportive and have helped me greatly. I would highly recommend it.”

Gary

Important Information

ALWAYS SEEK ADVICE FROM A QUALIFIED MORTGAGE PROFESSIONAL.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR BUSINESS ASSETS. YOUR ASSETS MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A LOAN OR ANY OTHER DEBT SECURED ON THEM.

IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING, YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERM OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.

Almost all firms offering financial services in the UK must be authorised by The Financial Conduct Authority (FCA) or be an Appointed Representative (AR) of a firm. You should only deal with authorised firms. If you deal with an unauthorised firm, you will not be covered by the Financial Ombudsman Service or Financial Services Compensation Scheme if things go wrong. Feel free to visit www.fca.org.uk.

On submission of your details, CHFinance will contact you and assess your needs. CHFinance will then put you in touch with a CeMAP qualified advisor that will provide advice and search the whole market panel of lenders for the best option for you.

Calls to and from CHFinance may be monitored and recorded for record-keeping, supervisory, training, and quality-assurance purposes.

We will always discuss and agree on any fee before the commencement of any work, and this will be made clear to you.

Contact UsPrivacy PolicyCookies PolicyComplaints Procedure

CHFinance is a trading name of CH Finance (UK) Limited. Registered address: 2nd Floor Oakhill Court, 171 Bury New Road, Prestwich, Manchester, M25 9ND.

CH Finance (UK) Limited is a limited company registered in England and Wales, Registration number 10924999. Licensed by the Information Commissioner's Office

Under the Data Protection Act Registration Number ZA274068. CH Finance (UK) Limited is an Appointed Representative of Clarke Hendrik Group Ltd, which is Authorised and Regulated by the Financial Conduct Authority, Firm Registration Number 982714. CH Finance (UK) limited FCA Registration Number: 788035.

CH Finance (UK) Limited will call you to complete an initial basic fact-find, and based on your criteria, we will introduce you to an FCA-regulated broker who will provide you with advice in the area you need. Should you proceed with any solution, CH Finance (UK) Limited will receive a commission from the FCA-regulated broker upon the successful completion of your case.

Calls to and from CH Finance (UK) Limited may be monitored and recorded for record-keeping, supervisory, training, and quality assurance purposes.

The guidance and/or advice on this website is subject to the UK regulatory regime and is therefore restricted to consumers based in the UK.

A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request, and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 023 4 567. Please ensure you read our Privacy Policy before you contact us.

Important Information – Please Read Carefully

Bridging loans are short-term finance products and may not be suitable for everyone. They are intended to cover a temporary funding gap and should not be used as a long-term borrowing solution.

These loans are typically secured against property or land. If you fail to repay the loan in full by the agreed term, your property may be at risk of repossession.

A clear and achievable exit strategy – such as the sale of a property or a planned refinance – is essential before proceeding with bridging finance.

Due to their short-term nature and quick access to funds, bridging loans often carry higher interest rates and associated fees compared to traditional mortgages. These may include arrangement fees, legal costs, valuation charges, and broker fees.

Not all lenders offering bridging loans are regulated by the Financial Conduct Authority (FCA). Always ensure you work with an FCA-regulated broker or lender to benefit from regulated advice and consumer protection.

We strongly recommend seeking independent financial advice before taking out a bridging loan. It is important to fully understand the risks, costs, and whether this type of finance is appropriate for your individual needs.

BRIDGING LOANS: Interest rates start from 0.75% per month. For instance, if you borrow £100,000 over a 12-month period at a fixed interest rate of 0.75% per month, your monthly interest payment would be £750.00. The total interest payable over the term would be £9,000. Additional fees may include an arrangement fee of 1% to 2% of the loan amount and legal fees, which can vary depending on the lender and complexity of the transaction.

Please note: Bridging loans are typically short-term financing solutions and may carry higher interest rates compared to traditional loans. It's essential to have a clear repayment strategy in place.