OUR SERVICES

Grow your business with Asset Finance 

You are observing that there is potential growth for your business, but you are stuck as there is not enough finance available to proceed with the opportunity. We are here to help you. 

Asset finance is a flexible approach of financing that allows businesses to purchase assets without having to pay for them outright. It involves obtaining funding to acquire the necessary assets to operate or expand the business operations, such as factory machinery, technology, commercial vehicles, plant and equipment. This type of finance is one of the fastest growing options for business owners and it often used by businesses to expand their operations, improve productivity, and increase profitability.

In asset finance, the lender provides the business with the funds necessary to purchase the asset, and the business repays the loan over a fixed period of time with interest. The asset itself serves as collateral for the loan, meaning that if the business is unable to make payments, the lender can repossess the asset to recoup their losses.

There are various types of asset finance available, including:
1. Hire Purchase Agreements: This is a type of asset finance where a business can purchase an asset through installment payments. The business will own the asset at the end of the term after the final payment is made.
2. Financial Leasing: In this type of asset finance, the business leases the asset from the finance provider for an agreed period, usually 2-5 years. The lender retains ownership of the asset, but the business can use it for a set period of time in exchange for regular payments. At the end of the lease period, the business can either return the asset or purchase it outright.
3. Operating Leases: In this type of asset finance, the business leases the asset for a shorter period of time and can return it at the end of the lease term. 
4. Asset Refinancing: This type of asset finance involves using an asset that the business already owns as collateral to secure funding. The finance provider will advance a loan based on the value of the asset, and the business can continue to use the asset while repaying the loan. It can also help businesses to manage cash flow by spreading the cost of the asset over a longer period of time.


Asset finance in the United Kingdom is a type of financing that enables businesses to purchase or lease assets without having to pay for them upfront. Asset finance is a crucial part of the economy in the UK and is widely used by businesses of all sizes across various industries.

The asset finance market in the UK is regulated by the Financial Conduct Authority (FCA). The FCA is responsible for ensuring that asset finance providers comply with relevant regulations and standards, protecting the interests of both businesses and consumers.

The most popular types of asset finance in the UK include hire purchase, leasing, and asset refinancing, which are similar to those described in the previous answer.

In the UK, asset finance is often used by businesses to finance equipment, machinery, vehicles, and other assets necessary for their operations. It allows businesses to spread the cost of purchasing or leasing assets over a period of time, which can help to conserve their cash flow and enable them to invest in other areas of their business.

Asset finance providers in the UK offer a range of financing options, including finance leases, operating leases, hire purchase, and asset refinancing. Businesses can choose the most appropriate financing option for their needs based on factors such as the length of the agreement, the cost of the asset, and their financial situation.

Overall, asset finance is an essential tool for businesses in the UK, allowing them to acquire assets that are crucial to their operations while maintaining their cash flow and flexibility.